Financial Planning Jobs

We are independent Financial Planners, with a Discretionary Management Service which is managed in-house. We have a growing Financial Planning and Wealth Management department in the office, with an expanding client base and are therefore looking to recruit a new Paraplanner to join our enthusiastic team. The Role Our Financial Planning department is an integral part of the services offered here at Churchgates.  The Paraplanner position is an important part of the team, liaising with clients, fellow team members and Advisers to deliver high quality, comprehensive and compliant recommendation reports, alongside excellent administration and customer service.  Our Paraplanners are expected to research and analyse data, prepare bespoke recommendations reports to meet our client’s needs and provide support to the Advisory team.  Paraplanners are also required to support the administration team by maintaining client records and inputting data into our back office system. It essential that our Paraplanners comply with, and have an excellent understanding of, current regulation, that they keep up to date with industry and technical changes and have a keen interest in wider financial issues.  We expect them to play a key role in the advice process, making suggestions to advisors, striving to find the right solution for our clients, maintaining client files to the correct standard and ensuring that our advice meets FCA requirements.  About you You will have at least the Level 4 Diploma in Financial Planning, with a desire to develop further and work towards Chartered status Excellent technical knowledge, experience in recommending a wide range of financial products including pensions, investments and life assurance An interest in wider financial markets. A knowledge and understanding of the taxation system would be helpful Excellent communication skills Proficient IT skills with Microsoft Office programmes.  Knowledge of IRESS XPLAN would be preferred Experience of working in a team, as well as corresponding directly with clients and third party providers Excellent verbal and written communication skills. A professional telephone manner is important. Ideally you should have had previous experience producing bespoke recommendation reports It is essential that you have a good eye for detail and be able to gather information from a variety of sources to provide high quality written work An ability to work to deadlines, take pride in your work and a positive attitude are key requirements for this position Good organisational skills are essential.

We have a vacancy for an experienced Paraplanner to join our award-winning team as the business continues to grow. You should be (at least) Diploma qualified and have at least a minimum of two years’ experience working as a Paraplanner covering investments, pensions and financial planning. Experience with Truth from Prestwood would be beneficial. You will be working within our existing Paraplanning team in Cranleigh (or at our new office in Petersfield), supporting our Financial Planners by carrying out research, developing financial plans, writing reports and attending some client meetings. Our ideal candidate has excellent attention to detail and the ability to work autonomously, taking a client file and turning into a technically accurate and well presented financial planning report. For the right individual, a competitive salary and bonus structure, along with a pension contribution, private medical insurance and fully funded study/training is available. This role can either be based at our Head Office in Cranleigh or our new office in Petersfield. Applications from candidates local to either location are encouraged. In the first instance, please email martin@icfp.co.uk in confidence to find out more. No agents at this stage, please. Informed Choice is an award-winning firm of Chartered Financial Planners based in Cranleigh, Surrey and Petersfield, Hampshire. We help people find answers to the big financial questions in life, leading a meaningful life as a result. We’re a relatively small team of 14 in total, working together across three smaller teams; Financial Planners, Paraplanners and Administrators. Our employees consistently tell us this is a great place to work! In addition to paying competitive salaries and a comprehensive package of employee benefits, we fully fund and support professional development including membership of the Chartered Insurance Institute and associated examinations. There are opportunities for career progression too! In the past two years, we have promoted three Paraplanners into Financial Planning roles. We supplement a generous holiday entitlement with extra paid time off over Christmas, and fun events during the year, including our summer BBQ and Christmas parties. If you’re serious about your career in Financial Planning and want to join a top-performing team with a high profile, please do get in touch for a confidential discussion.

Job Title: Paraplanner Reporting to: Senior Technical Manager & Paraplanner (STM&P) Brief description of role and responsibilities: To provide technical and research support to Financial Planners in the delivery of their advice to clients. This support includes completing research and analysis, preparing suitability letters and writing client reports. This list is not exhaustive and can be liable to change. Specific duties and responsibilities: · Preparation of new and existing client Cashflows ready for Cashflow meetings and Annual Strategy meetings · Receiving and carrying out instructions from meeting notes/tasks from Financial Planners following client meetings. · Interpreting data obtained by Planners during client meetings and establishing with the planner via de briefings the correct recommendations to be taken. · Analysing data received by clients and providers then use research tools to provide solutions to meet client needs and objectives. · Contacting third parties and providers to gather detailed information. · Generating and accurately saving research undertaken in a structured and consistent format. · Writing Suitability Letters and Financial Planning reports that are accurate, personalised and match the client’s objectives. · Provide all appropriate appendices, illustrations, applications and Key features documentation for Suitability Letters and Reports · Implementing agreed actions from Authority to Proceed notifications including taking fees from providers, allocating investments to wrappers, linking investment models, placing buy/sell trades · Monitor Negative Cash positions for clients on a monthly basis and recommend appropriate solutions. · Complete annual ISA reporting to ensure all clients (where applicable) has utilised the annual ISA allowances. · Participate and contribute to the investment committee meetings if required. · Analyse and provide specific client portfolio reporting. ·Carrying out all tasks in a manner consistent with compliance procedures. · Keep up to date with legislation and product changes by attending and maintaining continuous professional development. Ability to work efficiently under own initiative with impeccable attention to detail; Constructing spreadsheets and comparison calculations Adhere to the 6-step process of Financial Planning Qualifications Ideally you would have GCSEs Grades (A-C/1-3) in Mathematics and English and hold the Diploma in Financial Planning or equivalent.  The candidate must be prepared to study up to level 6 qualification with a Recognised Professional Body. The candidate must also have good IT skills and excellent telephone manner. Continuing Professional Development (CPD) should be undertaken to develop skills and knowledge.

Job Title: Financial Planner Reporting to: Managing Director Brief description of role and responsibilities: Financial Planners provide clients with advice and make recommendations on ways to best utilise their assets to achieve their objectives. As a professional, a Financial Planner offers expert advice on suitable mortgages, investments, insurance, tax and private pensions and creates a valuable financial plan for a client   Specific duties and responsibilities:   · To adopt UNIQ Family Wealth’s 6 step process of Financial Planning process as laid down by the Financial Planning Standards Board (FPSB) and provide advice to individuals, families and family businesses. · To conduct in-depth reviews of clients' financial circumstances, current provision and future aims based on their changing needs and circumstances · Analyse information and present Financial Plans best suited to individual clients' requirements · Assess client’s attitude to risk and capacity for loss using UNIQ Family Wealth’s risk assessment tool of choice · Design financial strategies · Assisting clients to make informed decisions and educate them on UNIQ’s Financial Planning and Investment Philosophy · Liaise with financial services providers to keep up to date on solutions in the market place · Review Cashflow Forecasts and recommendation reports prepared by the Professional Support team · Develop new client opportunities via referrals, professional connections and networking in line with the growth strategy adopted by the business. Meeting the regulatory aspects of the role, e.g. requirements for disclosure, costs of the services provided and costs the advised products; Maintaining professional qualifications, e.g. ongoing assessments and structured Continuous Professional Development; Deliver all of the above with integrity, honesty and professionalism. Qualifications and experience required Level 4 Diploma 5 years’ experience within a client service environment 5 years’ experience in delivering client advice  Good communication and computer literacy skills required Good presentation skills