Role: Financial Adviser/Planner (Equity/Co-Owner structure)
Start: Q3 2026
Location: Essex / Hertfordshire / Cambridgeshire - Hybrid / Remote with Office Available
Authorisation: Directly authorised, independent advice firm offering Pensions, Investments, Mortgages and Protection services
The proposition
This is a unique opportunity for an experienced Financial Adviser/Planner to engage, on a long-term basis, and build a full service, independent financial advice business. There will be equity and profit participation in a modern, independent, directly authorised advice firm.
What you bring
- Minimum 5 years’ experience in providing Pensions, Investments, Mortgage and Protection advice (Chartered Status preferred but not essential)
- Minimum Level 4 qualified / CeMAP
- A client-first, outcomes-focused approach aligned to Consumer Duty
- Entrepreneurial in nature but seeks the security of regular income
- Ambition to build something meaningful and sustainable
- A ‘can do’ attitude to developing a business
- High professional standards, ethics and integrity
What the firm provides
- Fully funded, independent advice proposition
- SMF 3, 16 and 17 oversight from a former Managing Director of a national IFA (c2b AUM)
- Highly experienced IFA industry team
- Support to maximise adviser capacity
- Highly efficient processes and procedures
- Utilising modern technology to maximise earning potential
- Clear advice standards, client journey and service model
- Technology and workflows that support advice
- A culture built around professionalism, integrity and client outcomes
You focus on advice and relationships — the firm carries the infrastructure.
Reward & ownership pathway
This role combines:
- Regular income (security)
- Performance-linked profit participation (upside)
- Defined pathway to equity participation (long-term value)
Key focal points:
- Advice quality and Consumer Duty outcomes
- Sustainable recurring revenue
- Client retention and service delivery
- Cultural and leadership alignment
Next steps (confidential)
An initial conversation to explore:
- Your advisory background and ambitions
- How you would like ownership to work in practice
- Whether there is genuine alignment on quality, values and growth
- Your questions
Discretion assured.
• Please mention Financial Planning Today Jobs when applying for this role
