Department: Financial Planning
Employment Type: Permanent - Full Time
Location: City, London
Reporting To: Director
Compensation: £70,000 - £75,000 / year
Description
We are a team of Chartered Independent Financial Planners, recognised by the Chartered Insurance Institute (CII). Our chartered status reflects our commitment to a customer-first approach, ethical practice, and continuous professional development.
We offer holistic financial planning that includes wealth management, family protection, retirement planning, and property finance. We also integrate ESG (Environmental, Social, and Governance) considerations into our advice, supporting clients who prioritise ethical and socially responsible investing.
We use powerful cash-flow modelling tools and a secure client portal to deliver clear, visual, and actionable financial strategies. Our financial planning team is growing rapidly, now nearly 50 strong, and we’re proud of the collaborative, values-driven culture we’ve built through organic growth and strategic acquisitions.
As a Chartered Financial Planner (CII), you will develop and maintain a portfolio of existing and new clients by providing high quality advice and services to an agreed budget. You will need to develop an internal and external network of introducers to help grow the business, whilst also identifying and expanding the services we can offer to new and existing clients.
Your delivery of professional high-quality service to all clients, colleagues and other third parties is key to success. The right person shall exceed both internal and external client expectations.
This role will primarily serve clients in the Lincolnshire and Peterborough regions, so regular travel to these areas is essential for successful client delivery. While client travel is a key requirement, we offer flexibility regarding your base location. You may be based at one of our offices in St Albans, Stamford, City of London, or work from home — provided that client travel commitments remain a priority.
Key Responsibilities
- Manage client accounts, focusing on high-value and complex relationships.
- Anticipate and respond to client needs promptly and flexibly to exceed expectations.
- Develop solutions for complex financial planning needs.
- Contribute to business objectives and development.
- Provide up-to-date and extensive technical financial planning advice.
- Advise clients within designated Permitted Areas of Activity.
- Maintain and develop strong relationships with new and existing clients.
- Build effective internal and external relationships to deliver efficient services and manage client expectations.
- Achieve revenue targets through client retention and new business generation.
- Ensure profitable growth by developing additional revenue from existing and new clients.
- Identify and develop new business opportunities across MKS areas.
- Ensure timely fee invoicing and agreed pricing, monitoring income to meet budgets.
- Adhere to engagement and re-engagement procedures with suitable protections.
- Prepare detailed fact finds, reports, presentations, and spreadsheets with the client support team.
- Follow internal policies, procedures, and regulations, putting clients at the heart of the business and addressing any shortcomings promptly.
Skills, Knowledge & Expertise
Essential Qualifications
- Chartered Financial Planner Status (CII) or higher.
- Maintain annual Statement of Professional Standing (SPS).
- Hold Competent Adviser Status (CAS).
- Evidence of Continuing Professional Development (CPD) to maintain and enhance knowledge and skills.
Experience
- Proven experience in a similar financial services role.
- Strong sales record, capable of managing and developing business from new and existing clients, including complex and high-value relationships.
- Service and sales oriented with outstanding customer service skills, able to translate client needs into engagements, and maintain a strong client network.
- Excellent verbal and written communication and presentation skills at all levels.
- Ability to articulate and agree on appropriate fees with clients, ensuring they understand the charges.
- Strong organisational skills, able to meet tight deadlines and manage multiple tasks.
- Ability to work under pressure, solve problems, and develop solutions.
- High accuracy and attention to detail in all work, including documentation standards.
- Proven project management experience.
- Positive approach to dealing with change.
Technical Skills & Knowledge
- Extensive, up-to-date technical knowledge of the financial planning process, including products, funds, pensions, markets, and regulatory standards.
- Keep abreast of key industry developments, market changes, and regulations.
- Proficient in Microsoft Office (Excel, Word, PowerPoint) and relevant internal systems/databases.
- Ensure fair treatment of customers, adhering to the principles of Consumer Duty.
- Awareness of regulatory requirements for 'advised' and 'non-advised' sales, with the necessary standards and knowledge for advising and making recommendations.
Why work for MKS?
- Salary: Transparent pay framework & twice a year promotion opportunities to recognise your contributions and performance.
- Generous Annual Leave: Enjoy 25 days plus three days off at Christmas.
- Flexible Working: We're committed to a positive work-life balance, offering a hybrid working policy that prioritises your well-being and flexibility.
- Private Medical Insurance
- Comprehensive Wellbeing Support: Access to Digicare+, Employee Assistance Programme, and more!
- Professional Subscriptions: Invest in your growth and development.
- Inclusive Employer: Be part of a diverse team with equity, inclusion, and flexibility at the core.
