Clearwater Wealth Management is the most successful and fastest growing practice in the St. James's Place network. We are London based and currently recruiting ambitious individuals who are looking for a career in wealth management as a Financial Adviser. We are looking for individuals who either are Level 4 Diploma qualified, or actively working towards this with exams booked.
We offer both an employed and self-employed route to advising:
Employed Financial Adviser
A salaried role with clients provided from day one. A competitive base salary and uncapped bonus while you build a client bank of your own, and the option to buy your practice once it reaches an agreed threshold. It suits paraplanners, adviser support, client services and banking professionals who want their own clients with a salary underneath them.
Self-employed Financial Adviser
For people who want to own the business they build. A £40,000 start-up facility covers marketing, set-up costs and a monthly subsistence allowance while you establish yourself, and in time you buy out your book and own the business outright. It suits entrepreneurial advisers who would rather build equity than draw a salary.
You do not need to have decided which of the two you want before you apply. Most people work that out in conversation with us.
What sits behind both
- Marketing support generating qualified leads and appointments
- Structured training from practicing advisers, and ongoing development well past your first year
- A back-office team working alongside you on administration, paperwork, and compliance
- Support in completing the Level 4 Diploma if you are part-qualified
- A route to owning the practice you build
Being honest about the job
This is a demanding role. Building a client bank takes long hours, real discipline and a great deal of detail. The detail does not disappear because there is a back-office team; you simply are not carrying it on your own. What we can promise is that the effort goes somewhere.
Who we are looking for
- Level 4 Diploma in Regulated Financial Planning, held or actively being worked towards with exams booked.
- Excellent communication and interpersonal skills, with the ability to explain complex concepts clearly and build long-term client trust.
- A high level of integrity and discretion, and a genuine commitment to regulatory compliance and ethical advice standards.
- Resilience. The first year asks a lot of you, and you keep going when a week goes badly.
- A strong work rate and the self-discipline to manage your own diary, pipeline and priorities without being chased.
- Real ambition. Uncapped earnings only mean something to someone who wants more.
- A working understanding of pensions, investments, protection and tax planning. You do not need deep technical expertise in all of them, as the training and the technical team will develop that.
Please apply with your CV attached. Every application is read by a person, and you will hear from us within five working days. All applications are treated in the strictest confidence.
