Independent Financial Adviser (IFA)

Watford, Hertfordshire

Hybrid working

£50,000 basic (up to £60,000 for the right candidate) + achievable bonus

A long-established and well-respected IFA practice based in Radlett, Hertfordshire is looking to appoint an Employed Financial Adviser to join the business during a period of sustained growth.

This role is ideal for an adviser who enjoys servicing and developing an existing client portfolio, rather than chasing leads or operating on a self-employed basis.

The Opportunity

Established IFA firm trading for 40+ years.
Approximately £500m AUM within the core business, plus additional assets from self?employed advisers
Recent acquisition and two retiring advisers have created a significant overflow of clients
Ready-made client bank available from day one
Supportive, collaborative environment with strong back-office and paraplanning support

The Role

As an Employed IFA, you will take responsibility for an inherited portfolio of clients, delivering holistic financial advice across investments, pensions and retirement planning.

Your focus will be on:

Servicing and retaining an existing client base
Conducting client meetings (office-based, home visits and Teams/Zoom)
Providing high-quality, compliant advice and ongoing reviews
Working closely with paraplanners and administrators
Contributing to organic growth where appropriate

This is very much a “farmer” role, suited to someone who values long-term client relationships, although there is scope to generate new business if desired.

Salary & Bonus

Typical base salary: £50,000
Higher base (up to £60,000) considered for more experienced advisers
Revenue-linked bonus structure, paid on both new and ongoing revenue
Bonus thresholds and validation levels agreed after meeting, ensuring they are realistic and achievable. Typically a £50k salary would equate to a £175k threshold and you would earn 25% of all additional revenue beyond that

Working Pattern

Hybrid role: mix of office-based meetings, home visits and remote client meetings
Full flexibility with your own diary
Initially more office presence expected to support onboarding and integration, with flexibility longer-term

Team & Support

Around 30 staff in total
10 advisers and approximately 20 support staff
Strong admin and paraplanning function, with flexibility to increase support for high performers
Modern office setup with hot-desking, laptops and docking stations

Benefits

4x salary death in service
1x salary critical illness cover
0.75x salary income protection
Company pension
Cash plan (dental, optical, physio – Bupa)
20 days holiday, increasing by 1 day per year up to 25 days
Office typically closes between Christmas and New Year without deducting annual leave

What They’re Looking For

Qualified Financial Adviser with experience servicing client portfolios
Comfortable inheriting and managing an existing client bank
Client-focused, professional and dependable (“steady pair of hands”)
Able to work collaboratively within a small, well-established team
Based within a reasonable commute of Radlett, Hertfordshire

Apply Now

If you’re an IFA looking for an employed role with a ready-made client portfolio, strong support, and a realistic bonus structure, this is an excellent opportunity.

Eden Rose

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