Job Title: Independent Financial Advisor (IFA)

Location: Banstead / Hybrid

Contract Type: Permanent

Salary: £75,000 + Fees

About the Role

We are looking for a highly motivated and client-focused Independent Financial Advisor (IFA) to join our growing team. In this role, you will deliver holistic financial planning and investment advice to a diverse portfolio of clients. Your primary responsibility will be to build long-term relationships founded on trust, integrity, and professionalism—helping clients achieve their financial goals through tailored, independent advice.

Key Responsibilities

Develop and maintain strong client relationships to ensure business continuity and meet agreed targets.
Promote the firm’s profile within the profession and wider community.
Provide clear, tailored financial advice aligned with each client’s individual needs.
Create comprehensive financial plans by guiding clients through the full advisory journey.
Gain a deep understanding of clients’ circumstances to identify the right life plan.
Collaborate with the team to present financial strategies in a clear and simple way.
Maintain continuous professional development to meet regulatory and personal growth requirements.
Ensure all business is conducted responsibly and in compliance with legislative requirements, including Consumer Duty regulations.
Bring and manage your existing client relationships while continuing to grow your portfolio.
Focus on cash flow modelling and present multiple scenarios to clients.
Prepare meeting notes and client documentation.
Conduct income and expenditure analysis.
Ensure all client objectives are followed through to completion.
Deliver an ongoing review service tailored to client needs.
Manage individual workflow and task delivery effectively.

Requirements

Diploma in Financial Planning (DipPFS / Level 4 Qualified) or higher (Chartered or Certified status preferred).
Current FCA authorisation with Statement of Professional Standing (SPS).
Minimum 3 years’ experience as a Financial Advisor, ideally in an independent environment.
Strong knowledge of investment planning, inheritance tax planning, SIPPs and SSAS pensions, and protection products.
High ethical standards, excellent interpersonal skills, and a client-first approach.
Ability to work independently and manage your own client base and diary.
Proficiency in financial planning software (PlannR) and CRM systems.

What We Offer

Competitive remuneration package (base salary + fee splits).
Full marketing support generating regular enquiries.
Administrative and compliance support.
Access to research, platforms, and tools for effective client servicing.
Flexible working options (hybrid or remote).
Opportunities for professional development and career progression.
A well-established business with 35 years of success, backed by minority equity from the largest Nordic financial company.

Achieve Recruitment

New Jobs

Independent Financial Advisor